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Texas
Auto Insurance Fact Sheet
Texas
Auto Insurance Requirements -The state of
Texas mandates that all auto drivers and vehicle
owners carry the following minimum amounts of coverage
of auto insurance:
- $20,000 for bodily injury or death of 1 person per
accident
- $40,000 for injury or death of 2 or more persons
per accident
- $15,000 for injury to or destruction of property of
others in any one accident.
All Texans are required to
carry evidence of their insurance coverage in their
auto at all times. Usually this is in the form of an
identification card provided by your insurer, an
insurance policy, and insurance binder, or a certificate
of self-insurance. |
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Prevent
Auto Theft! - Join the H.E.A.T. (Help End Auto
Theft) program. This Texas Auto registration program of
the Texas Department of Public Safety was designed to help law
enforcement officials identify stolen automobiles. You
are given 3 options:
1.)
Obtain a rear window decal that authorizes police officers to
stop your car between 1 a.m. and 5 a.m. statewide.
2.)
Obtain a yellow front window decal to help prevent the car
from being driven illegally into Mexico. Your car will
be stopped between the hours of 1 a.m. and 5 a.m. statewide.
3.)
You can also get a white front window decal which authorizes
law enforcement to stop your vehicle any time it crosses the
border into Mexico.
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Texas
Department of Insurance
333 Quadalupe
Austin, TX 78701
Phone: 512-463-6169
Toll Free: 800-578-4677
http://www.tdi.state.tx.us
Highlights:
The Texas Department of Insurance website is not as
well designed as other sites.
The main page lists a lot of news and the links that
people may look for are on the left side.
There are only a few links, but they lead into
subtopics. For
instance the company link breaks down into multiple links
where one can research a company and get information on
multiple companies. The consumer help link allows one to file a complaint or get
data on an agent. The
Fire Marshal link is different than other states websites in
that there is a place to read up on arson investigations or
call a hotline to report one.
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Interstate
Highway Speed Limits
-Rural-
70 mph -Urban- 70 mph
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Texas
Department of Transportation
500 North Church Street
Palestine, TX 75801-3008
Phone: 903-723-7416
Fax: 903-723-7801
http://www.dot.state.tx.us
Highlights: The Texas Department of Transportation website is a
very simple website. There
are a few topic links that break down into the information one
may be seeking. If
anyone has a question or is seeking information on registering
and titling, then they can click on that link and it will take
them to vehicle registration forms, personal license plates,
etc. The other
links on the main page deal with flood damage, purchasing a
vehicle, statistics, auto-theft and education, and driver’s
license information. There
is also a link on the main page where one can leave feedback
or go to a related site.
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