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Arizona Auto Insurance Fact Sheet


Arizona Auto Insurance Requirements - State regulations requires that every motor-powered  vehicle operating on Arizona's roadways be covered by auto liability insurance, or one of the statutory forms of financial responsibility. The insurer must be approved to do business in Arizona. Vehicles such as motorcycles, mopeds, and even golf carts are also included.

Minimum levels of financial responsibility are:

  • $15,000 for injury or death of one person per accident
  • $30,000 for injury or death of two or more persons per accident
  • $10,000 for property damage per accident

If you are stopped for a traffic violation or are involved in an accident, aw enforcement officers will ask you for proof of insurance. If your policy is cancelled, your insurer will send MVD notification. If your insurance company sends MVD such notification, you will be sent an inquiry to verify your insurance status.



Attn All Males under 26 years old:  United States Law requires all men (U.S.citizens and male aliens residing in the U.S. & its territories) to register  with the U.S. Selective Service System within 30 days of his 18th birthday. Starting 01/01/04,  Arizona requires that by applying  for an original, renewal or reinstatement driver license or identification card, men under 26 years old agree to registration with the Selective Service as part of their application process. 


Arizona Department of Insurance

2910 N. 44th Street, Suite 210

Phoenix, AZ 85018

Phone: 602-912-8444  

Highlights: The Arizona Department of Insurance website provides a wealth of information to Arizona consumers who are interested in purchasing insurance.  Their mission is ďto faithfully execute the state insurance laws in a manner that protects insurance consumers and encourages economic developmentĒ.  On the website you can find a list of contact numbers and an extensive list of frequently asked questions and answers relating to car and homeowners insurance.  The most recent forms, press releases and regulatory bulletins can easily be read online.  A complete fee schedule is available that compares current fees to the previous year.  Additionally, links to other divisions including the Licensing Section, Fraud Unit, Examinations, and Captive Insurance are provided on the website along with links to other informative sites.


Interstate Highway Speed Limits -Rural- 75 mph -Urban-  55 mph


Arizona Department of Transportation

PO Box 2100

Phoenix, AZ 85001-2100

Phone: 602-255-0072  

Highlights:  The Arizona Department of Motor Vehicles provides valuable information and resources for all car owners in Arizona.  Instead of driving down to the DMV, the website allows you to request registration renewal, address changes, personalized license plates, duplicate driverís licenses, fleet registration renewal, driverís license reinstatement, voter registration, plate credit and 3-day permits all from the convenience of home or your office. New car owners can locate valuable information such as a driverís manual or motorcycle manual along with a comprehensive list of frequently asked questions.  Experienced drivers can benefit from locating information on policy changes, customer service and locating information to help their children obtain a driverís license.  The DMV site is a very informative and easy to navigate page.  




Also view our California Auto Insurance resource page along with those of Arkansas and Colorado

This webpage is brought to you for general information purposes only and there are no warranties as to accuracy, completeness, or results obtained from any information posted on this or any linked website.


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